Business protection insurance, as the name suggests, protects businesses in the event of owners or key employees dying, being unable to continue working due to disability or being diagnosed with a critical illness. This type of cover will protect against financial losses and ensure minimal disruption to a business if such an event occurs.

There is a range of policies to choose from to protect sole traders, partnerships, shareholders and key employees. A policy can also be taken out to cover the repayment of a business loan. Cover can be set up to insure more than one life if necessary and usually when a claim is made, a cash payment would be made to the remaining owners of the business.

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At Business Butler, our Insurance Experts will listen to you and devise a bespoke policy according to your needs.

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