Oliver is one of the Owners and Financial Advisers at Penguin, a firm of Independent Financial Planners based In Cardiff providing Financial Advice and Planning to a range of people from Business Owners looking to arrange Shareholder Protection, exit planning, or financial forecasting through to people wanting to leave a meaningful legacy for their family as they move into retirement. Oliver offers advice on all the things you would expect from a financial adviser and makes sure businesses are using all the tax savings that the government and HMRC afford to them. Oliver helps business owners make sure that if something goes wrong there is money available to ensure they and their families to go without. The rewarding part of the job is helping clients to get clarity around their goals and then helping them achieve them over time. Oliver also offers broader Legal services, unusual for a Financial Planning firm, including Wills, Trust and Estate planning as well as mortgage advice. Oliver believes that Penguin’s strengths lie in their communication. They constantly update clients to explain what they are doing and why they are doing it. This in turn helps to further educate clients and build confidence both in Penguin and in their overall financial plan. Penguin also pride themselves on communicating in simple ‘non jargon’ terms to their clients which is critically important in the world of finance and investing. Oliver knows that this is said often but he has a fantastic and friendly team. Feedback is regularly received from clients letting the business know that they feel very comfortable and welcome when meeting with Penguin.
"Thanks for your help last week, things were getting a bit fraught with the solicitor’s compliance team, but eventually got resolved and the divorce matters completed. I must say again, that one of the best pieces of advice I received from you was to place any gifts to the children as loans under our trust. It worked well, as the gift has stayed within the family, and was discounted in the financial settlement of the divorce." - Mike W, 2020